How has Beyond The Green changed your relationship with money?
A better question might be how hasn't she? Prior to with AJ I had a very negative feeling towards money. I didn't want it, I didn't want to deal with it, and I was especially scared when I was given more money or free money. You know what they say "more money, more problems." Well, not if you have AJ, she has completely transformed how I look at money and has even empowered me to start being accepting of more money. The empowerment I feel over my finances is the best gift anyone could have ever given me. I have a better relationship with myself and money, I have a better relationship with my friends, family, boyfriend, everyone. I'm able to speak more about my finances and even though I don't have it all figured out and still have debt, I still feel more confident in myself and my finances than I ever did before. Not only that, I'm doing it all on my terms (with the support of AJ, of course).
How has having a financial coach changed your life?
I mentioned this a little above but can always say more because the changes are so significant, I want everyone to feel how I do. I think it's important to note that my conversations with AJ rarely start with my finances. She always asks me what happened this week, how I'm doing, she's checking in to see how my life is going. Eventually, we'll get to my finances but ultimately how my day to day is going to affect how my money is spent. Not only that she has empowered me to have difficult conversations I never thought I'd have. I'm very fortunate in life and my parents have been able to pay for many things for me, however, that came with a price. That meant I had very little control over my finances. I'm now at a place we're I am paying my parents back for specific debts and will be taking over my expenses from them. The conversation I had to have with my parents was not an easy one, but AJ helped me get there and as I mentioned above my relationship with money and my parents is so much better now.
Anything else you want to add?
This isn't some 10 step program to get you out of debt. AJ is teaching you the relationship part of money, that very few people talk about. Sure, you do the Dave Ramsey program and you get yourself out of debt, but did you learn anything about how you got there in the first place? Probably not. I never understood how or why I spent my money the way I did. After working with AJ I've been able to pay off debt, save money, and still live my life doing all the things I love. Have I had to make sacrifices? Sure, but they were so small once I was really able to look at what was truly important to me. My financial journey is mine, but it's sure is a heck of a alot better to have AJ there to empower me.
Some of the things you get in private coaching
Historical Expense Analysis - A raw set of data that directly correlates to clients emotional well being while giving us a bench mark on their weaknesses. A starting point for sustainable budgeting, matching current lifestyle with goals
Personal Development - Clients see a clearing, an opening of possibility. That their beliefs about money are shaping their reality, they feel more in control about their narrative and less in shame of their past. Less afraid about the future, since they realize they can create it
Goal Structure and Implementation - Clients feel empowered and accomplished every time they finish a goal. They get “addicted” to completing a task, creating a positive feedback loop that encourages them to keep moving forward.
Career Support - Clients are more commutative with companies about their needs and expectations, they are on a clear path towards growth, development and promotion. They have a career track that empowers them to work harder and smarter
Salary Negotiation - Clients earn more money for the remainder of their career, better boundaries on job expectation and a feeling of purpose
Business Coaching - Clients with small business can focus on the product instead of the admin. They have more freedom to create, collaborate and relax. A clear understanding of their finances creates freedom
Debt Relief - Clients are free from the burden of debt. They are able to save more, spend more and live more freely. They are free from the bondage and can live their live however they see fit. They achieve a huge goal and feel accomplished for it.
Savings goals and implementation - Clients have 1-8 months of emergency money, money set aside for retirement, an understanding of the stock market. Tools to invest on their own, passive wealth growth every single month
Budget Analysis - Clients have a clear picture on how exactly they spend their money. They use their budget to create short/long term plans. Set up recurring payments towards debt/savings. Have a plan in place for when life throws curve balls. Get’s direct with friends/family on their abilities to spend on certain things.
Business creation entrepreneur start up - Clients don’t have to do all the leg work into starting their own business we set them up with a business plan and actionable's so client can accomplish their dreams of opening their own business.