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I'm AJ, and I didn't always have a good relationship with money..
This is a story about a girl and her money
At the worst stage of my financial history I was in $10k worth of credit card debt, that had been sitting in collections for years. I hadn't touched my $34k worth of student loans, hadn't filed for taxes in 5 years which amount to $10k AND I started to accumulate debt to my family another $9k.
I was in constant fear.
I felt helpless and lost.
Working so hard and never seeing the fruits of my labor.
I was exhausted, I was angry and I could not see a way out.
I had spent the summer of 2016 traveling with friends, acting like I was having fun, when in reality I felt like I was drowning. I finally realized how reckless I was being with my life. My grandparents were getting older, my friends were starting to get engaged and I had nothing to my name. (In 6 months time I would be sleeping on my friends couches, too proud to go home, to broke to find my own place) I couldn't afford ANYTHING and I felt like a fraud, awaiting judgement, all the time. No one was going to come and fix my finances. No magical check was going to come in the mail and pay off all my debt. I was going to have to face it, pay it off, piece by piece.
That meant facing the ANGER
Facing the SHAME
Finally I reached my breaking point, completely broke and nowhere to live..